Disclaimer
Effective Date: 3/2/26
Last Updated: 3/2/26
The information provided by Bay Area Home Estimate (“Company,” “we,” “us,” or “our”) on this website (the “Site”) is for general informational and marketing purposes only.
By using this Site, you agree to this Disclaimer.
1. Not a Lender, Broker, or Financial Advisor
Bay Area Home Estimate is not a lender, mortgage broker, bank, credit union, or financial institution. We do not originate loans, make credit decisions, or provide financial, legal, or tax advice.
We operate an informational platform and lead generation service that connects users with third-party mortgage professionals and service providers.
Any decisions regarding loans, rates, approvals, or terms are made solely by third-party providers.
2. Calculator Estimates Are Not Offers
All mortgage, payment, affordability, and related calculator results are:
Estimates only
Based solely on the data you input
Not guaranteed
Not a loan approval or commitment
Actual loan terms depend on underwriting criteria, credit profile, debt-to-income ratio, property type,
income verification, lender guidelines, and market conditions.
You should verify all information directly with a licensed mortgage professional.
3. No Financial Advice
The content on this Site does not constitute financial, legal, accounting, or tax advice.
You should consult with qualified professionals before making financial or real estate decisions.
Use of this Site does not create any fiduciary relationship.
4. Lead Generation and Compensation Disclosure
This website functions as a lead generation platform.
If you submit information through this Site:
Your information may be shared with third-party mortgage lenders, brokers, or related service providers.
We may receive compensation for referring your information.
The partners you are matched with may not represent all available lenders or products in the marketplace.
We do not guarantee that you will receive loan offers, rate quotes, approvals, or favorable terms.
Compensation arrangements may influence which partners you are matched with.
5. Advertising and Tracking
We may use advertising technologies, analytics tools, tracking pixels, and similar technologies to measure traffic, improve performance, and deliver marketing content.
These technologies may collect device and usage information as described in our Privacy Policy.
6. No Guarantees
We make no guarantees regarding:
Loan approval
Interest rates
Monthly payment amounts
Savings projections
Property values
Market performance
Qualification outcomes
All examples, projections, and estimates are illustrative only.
7. Accuracy of Information
While we strive to provide accurate information, we make no representations or warranties regarding the completeness, accuracy, reliability, or availability of any content on the Site.
We reserve the right to modify or remove content at any time without notice.
8. Third-Party Content
The Site may contain links to third-party websites or services. We are not responsible for:
Third-party content
Third-party policies
Third-party practices
Third-party accuracy
Your interactions with third parties are solely between you and them.
9. Limitation of Liability
To the fullest extent permitted by law, Bay Area Home Estimate shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:
Use of this Site
Reliance on calculator outputs
Communications with third-party providers
Loan decisions or outcomes
Your use of this Site is at your own risk.
10. No Credit Decision
Use of our calculators or forms does not:
Initiate a credit application
Trigger a credit inquiry
Affect your credit score