PRIVACY POLICY
Bay Area Home Estimate
Effective Date: 3/2/26
1. Overview
Bay Area Home Estimate (“we,” “our,” or “us”) provides mortgage calculators, affordability tools, and related informational services. By using this website, you consent to the collection and use of information as described in this Privacy Policy.
This website is a lead generation platform. Information submitted may be shared with licensed mortgage professionals or financial service providers.
2. Information We Collect
A. Information You Provide
When using calculators or submitting forms, you may provide:
• Full name
• Email address
• Phone number
• ZIP code
• Income information
• Debt information
• Down payment estimates
• Property preferences
• Loan type preferences
If you submit contact information, you consent to being contacted by mortgage professionals.
B. Automatically Collected Information
We may collect:
• IP address
• Device type
• Browser type
• Pages visited
• Time spent on site
• Referral source
This information is collected via cookies, analytics tools, and advertising pixels.
3. Use of Information
We use collected information to:
• Generate mortgage and affordability estimates
• Provide personalized content
• Connect users with mortgage professionals
• Improve website functionality
• Conduct marketing and advertising
• Measure advertising performance
4. Lead Sharing & Data Disclosure
By submitting your information, you acknowledge and agree that:
• Your information may be shared with licensed mortgage brokers, lenders, or financial service providers.
• We may receive compensation for providing referral information.
• Contact may occur via phone, email, SMS, or automated dialing systems where permitted by law.
We do not guarantee loan approval or specific loan terms.
5. Sale of Personal Information
Under California law, sharing lead information with third-party brokers in exchange for compensation may be considered a “sale” of personal information.
California residents have the right to opt out of the sale of their personal information.
To submit an opt-out request, contact: sales@galacticventuresco.com
6. Cookies, Tracking & Advertising
We may use:
• Google Analytics
• Google Ads
• Meta (Facebook) Pixel
• Retargeting technologies
• Conversion tracking tools
These tools help us:
• Understand user behavior
• Measure ad performance
• Deliver targeted advertising
You can manage cookie preferences through your browser settings.
7. No Credit Check
Use of our calculators does not perform a credit inquiry and does not impact your credit score.
8. Data Retention
We retain submitted information for business and marketing purposes unless deletion is requested under applicable law.
9. Your California Privacy Rights (CCPA)
If you are a California resident, you have the right to:
• Request access to personal information collected
• Request deletion of personal information
• Opt out of the sale of personal information
• Not be discriminated against for exercising privacy rights
To exercise your rights, contact: sales@galacticventuresco.com
10. Data Security
We implement reasonable administrative and technical safeguards to protect user information. However, no internet transmission is guaranteed to be fully secure.
11. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their privacy practices.
12. Informational Disclaimer
The tools and estimates provided are for informational purposes only and do not constitute financial advice, rate quotes, or loan approval.
13. Changes to This Policy
We may update this Privacy Policy at any time. Changes will be reflected by updating the effective date above.
14. Contact Information
Bay Area Home Estimate
Email: sales@galacticventuresco.com