A VA loan affordability calculator can help eligible veterans and service members estimate how much home they may be able to afford based on income, debts, and current mortgage rates.

VA loans allow qualified borrowers to purchase a home with no down payment, which can increase buying power compared to many conventional mortgage programs.

Example affordability with a VA loan

Example household income: $200,000

Monthly income: $16,667

Recommended housing budget (28–36 rule):
$4,600 – $6,000 / month

Estimated home price range:
$850K – $1.2M with 0% down

Use the calculator below to estimate your personalized monthly payment and see what home prices fit your budget.